THE CASH FLOW

It seems like only yesterday we were all on a level playing field.

Only really able to afford H&M, Primark and bits from the ASOS sale. We’d drink to get drunk before heading out and we’d have a similar amount of pennies in our purses.

In the last couple of years, however, although we’ve all definitely moved on from bargain bins and can each afford at least one drink in a real life bar on a Friday night, things have changed. We’ve taken different career paths, life has thrown some of us all the luck in the world, and others, a good few curve balls. We’ve travelled, we’ve temped, we’ve climbed ladders. We’ve joined wallets with boys. We’ve changed direction. The result of all the twists and turns of our twenties has meant we now don’t all have the same amount in our pockets as before. It’s all gone a bit sort ofΒ ‘The One With Five Steaks And An Eggplant‘ episode in Friends. At times it can be frustrating, at others it can be awkward.

Luckily, my friends and I aren’t stupid. We acknowledge that our salaries range from modest to hefty. We cater for somewhere in the middle and we shop, eat and drink within our means. We lend each other cash if we need to and celebrate when the money comes a flowing. Finances are rarely a big deal, but the divide is there, and I’ve a horrible feeling it’s only going to become more obvious as time goes on. I know nobody’s talking about it, but with destination weddings in abundance, babies popping up left, right and centre, and many buying houses in the city, I can’t be theΒ only 28 year old wondering where all the money came from, can I? And if I am, perhaps I should’ve started to think about my finances a little sooner than now.

In truth, money has never meant a great deal to me. In fact, I’ve never really given it more than thirty seconds of thought, if I’m honest. Probably because I’ve never really had it. I didn’t place any importance on it and have always spent every penny of what I’ve earned, which has been fun, but not a particularly sensible decision.

I won’t go into detail about what I’ve learnt about money in the last few months right now, because I’ve written a little something for The Coven about how I’m feeling about the current cash flow situation, but I thought it might be helpful for those of you who are also feeling this way right now, to know you’re not alone. To know that there are still some of us who can’t afford that popular designer handbag, the fancy car or a house in London. And that’s okay. As long as you’re keeping enough aside for a rainy day.

Turns out, by simply saving a little each month, cutting back on take out coffee and not buying that pair of boots you think you can’t live withoutΒ can make all the difference when it comes to the big stuff.

People tend to avoid to talking about money, but I’m starting to think we’d be much better off if we did.

So let’s start today.

If you have any money saving tips or advice, get in touch. I’m all ears (and empty pockets), ready to learn.

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